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UK · CMS Formula

Free CSA Child Maintenance Calculator UK 2026

Estimate weekly, monthly, and yearly child maintenance payments using current CMS rules. · Verified from gov.uk

Reviewed by Abdul Rafay (verified against CMS formula and gov.uk) · Published May 2026 · Last verified: May 2026

01

Your income

£

Before income tax and National Insurance. Salary sacrifice and occupational scheme contributions are already reflected in your HMRC gross income figure.

02

About the children

Children living with you full-time in your household (e.g. from a new relationship). Reduces the gross income used in the calculation.

Weekly
£60.00/week
Monthly (est.)
£260.00
Annual (est.)
£3120.00

Monthly is estimated as weekly × 52 ÷ 12. There is no fixed calendar month amount.

Estimate only · Verify at gov.uk

Key facts

CMS rate for 1 child

12%

of gross weekly income

CMS rate for 2 children

16%

of gross weekly income

CMS rate for 3+ children

19%

of gross weekly income

Income cap

£3,000

gross per week

How Child Maintenance Is Calculated in the UK

Child maintenance is the regular payment a non-resident parent makes to the parent with primary care of the children. The Child Maintenance Service (CMS) calculates it from the paying parent's gross income, taken directly from HMRC.

CSA vs CMS: the formula changed in 2012

The old Child Support Agency (CSA) used net income after tax. The current Child Maintenance Service (CMS) uses gross income from HMRC, before tax and National Insurance. If you used an old CSA calculator, your estimate may differ.

Estimated weekly payments at common income levels (standard rate, no overnight reductions)
Gross weekly income1 child2 children3 or more
£200£24£32£38
£400£48£64£76
£600£72£96£114
£800£96£128£152
£1,000£120£160£190
£1,500£180£240£285
£2,000£240£320£380
£3,000 (cap)£360£480£570

Edge cases

UK CMS Child Maintenance Rules

  1. 01

    CMS uses gross income, not net

    The CMS takes the paying parent's gross income directly from HMRC, before tax and National Insurance. Salary sacrifice and occupational pension contributions are already reflected in your gross figure.

  2. 02

    The CMS formula applies only up to £3,000 gross per week

    The CMS formula applies only up to £3,000 gross per week (approximately £156,000 per year). The receiving parent can apply to court for a top-up order above the cap.

  3. 03

    Shared care reduces the weekly payment

    Overnight stays reduce the weekly amount: 1 night/week by one-seventh, 2 nights by two-sevenths, 3 nights by three-sevenths. 175+ nights per year usually cuts it by 50%.

  4. 04

    Low income and benefits recipients pay a flat £7 per week

    Paying parents with gross weekly income of £7 to £100 pay a flat £7/week. Parents on prescribed benefits also pay the £7 flat rate, not nil.

  5. 05

    CMS enforcement is capped at 40% of net income

    A Deduction from Earnings Order cannot take more than 40% of the paying parent's net income. This is a collection cap, not a limit on the calculated liability.

This calculator provides estimates only and does not constitute legal or financial advice. Child maintenance rules can change. Always verify current rates at the official source linked above or consult a qualified family solicitor.

Frequently asked

Common Questions About UK Child Maintenance

How much should a father pay for one child in the UK?

Under the CMS formula, a paying parent with one qualifying child pays 12% of their gross weekly income. On a salary of £30,000 per year that is around £69/week or £300/month. On £50,000, it is around £115/week or £498/month. The formula applies for gross weekly income between £200 and £3,000.

What is the difference between CSA and CMS?

The Child Support Agency (CSA) handled child support until 2012, when it was replaced by the Child Maintenance Service (CMS). The CSA used net income after tax; the CMS uses gross income taken directly from HMRC.

Do I have to pay child maintenance if I have 50/50 custody?

Not automatically. 175 or more nights per year usually means the weekly amount is halved and then reduced by a further £7 per child. True equal day-to-day care is treated separately by the CMS.

Do pension contributions reduce child maintenance?

Yes, in most cases. Salary sacrifice and occupational scheme contributions are already deducted before HMRC reports your gross income. Personal pension contributions paid from take-home pay can also reduce the figure the CMS uses.

When does child maintenance stop?

Child maintenance usually stops at 16, or at 20 if the child is in approved full-time education. It does not cover university, although parents may agree to contribute voluntarily.

Can child maintenance be agreed privately without using the CMS?

Yes. A family-based arrangement lets both parents agree an amount directly without government involvement. Many people use the CMS calculator to agree a fair figure and then pay privately. If the arrangement breaks down, either parent can apply to the CMS at any time.

What happens if the paying parent does not pay child maintenance?

The CMS can enforce payment through a Deduction from Earnings Order (DEO), which takes payments directly from the paying parent's wages. The CMS can also apply for a charging order on property, freeze bank accounts, or refer the case to court. Persistent non-payment can result in a suspended driving licence or passport.

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